by on April 5, 2024

Venmo, a popular peer-to-peer payment app, has revolutionized the way we handle transactions. Whether splitting a bill at a restaurant or sending a gift to a friend, Venmo offers a convenient and user-friendly platform. However, one common question that arises is, "How much can you send on Venmo person to person?" In this article, we will explore the limits imposed by Venmo and provide insights into how you can make the most of your transactions.

Understanding Venmo's Sending Limits

Venmo has set limits on the amount of money you can send to ensure security and compliance with regulatory requirements. Venmo limits vary depending on whether your account is verified or not.

Unverified Accounts: If you haven't completed identity verification, you can send up to $299.99 per week.

Verified Accounts: Once you verify your identity by providing additional information, your Venmo sending limit increases to $4,999.99 per week for person-to-person payments.

It's important to note that these limits are subject to change, so it's always a good idea to check Venmo's official website for the most up-to-date information.

How to Increase Your Venmo Sending Limit

If you find the default Venmo sending limits restrictive, you can increase them by verifying your account. To do this, you'll need to provide some personal information, including your Social Security Number (SSN), date of birth, and address. Verification not only increases your sending limit but also enhances the security of your account.

Tips for Maximizing Your Venmo Transactions

Plan Ahead: If you anticipate needing to send larger amounts, consider verifying your account in advance to avoid any disruptions.

Stay Within Limits: Keep track of your weekly spending to ensure you don't exceed the sending limits, which could result in declined transactions.

Use Multiple Payment Methods: If you're nearing your limit, consider using other payment apps or methods to complete your transactions.

Frequently Asked Questions

Q: Can I increase my Venmo sending limit beyond $4,999.99?

A: Currently, $4,999.99 is the Venmo maximum limit for verified accounts. However, Venmo occasionally reviews and adjusts these limits, so it's worth checking their website for updates.

Q: Are there any fees associated with sending money on Venmo?

A: Venmo does not charge a fee for sending money using your Venmo balance, bank account, or debit card. However, there is a 3% fee for transactions made with a credit card.

Q: What happens if I try to send more than my allowed limit?

A: If you attempt to send an amount that exceeds your limit, the transaction will be declined. Venmo will notify you of the issue, and you'll need to adjust the amount to complete the transaction.


Venmo's person-to-person sending limits are designed to balance convenience and security. By understanding these limits and verifying your account, you can make the most of your Venmo transactions. Whether you're splitting bills or sending gifts, Venmo offers a flexible and user-friendly platform for managing your money.

Posted in: Business
Topics: venmo limit
Be the first person to like this.